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James E. Hesseling
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Investment Executive |
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Infinex Financial Group Located at: The First National Bank 111 N. Market St. Waverly, Ohio 45690 Phone: (740) 947-7711 (800) 682-5172 Fax: (740) 947-7713 jhesseling@infinexgroup.com
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Areas of Specialty · Estate Planning · Retirement Planning · Reducing Tax Burdens · Education Savings · 401K / IRA Planning · Long Term Care Insurance |
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Education, Licenses and Registrations ·  · Series 7 · Series 63 · Series 66 · Ohio Life and Health |
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How I Work For You |
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Financial Planning throughout one’s life cycle |
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The process begins with the initial interview. The initial interview is the most important part of the process. It is very important that I know where a prospective client is and what their future goals are. From there I follow a 6 step process. Step One: Establishing and defining the client-planner relationship. I’ll sit down with you and explain or document the services to be provided to you and define both of our responsibilities. Step Two: Gathering client data, including goals. I will ask more information about your financial situation. You and I should mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. Step Three: Analyzing and evaluating your financial status. I’ll analyze your information to access your current situation and determine what you must do to meet your goals. Depending on what service you have asked for, this could include analyzing your assets, liabilities and cash flow, current insurance coverage, investment or tax strategies. Step Four: Developing and presenting financial planning recommendations and / or alternatives. I offer financial planning recommendations that address your goals, based on the information you provide. I go over the recommendations with you to help you understand them so that you can make informed decisions. I’ll listen to your concerns and revise the recommendations as appropriate. Step Five: Implementing and financial planning recommendations. You and I should agree on how the recommendations will be carried out. I may carry out the recommendations or serve as your “coach,” coordination with you and other you and other professionals.
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Investment products are offered through INFINEX Investments Inc. Member FINRA/SIPC . Products and services made available through INFINEX are not insured by the FDIC or any other agency of the United States and are not deposits of obligations nor guaranteed or insured by any bank or affiliated. These products are subject to investment risk, including the possible loss of value. Insurance products are offered through Central Ohio Financial Services, Inc. which was formerly Lorbach Insurance Agency and is in no way affiliated with INFINEX INVESTMENTS INC. |
