Welcome to Central Ohio Financial Services, Inc.  an affiliate of the First National Bank of Waverly.  We are a multi-line agency offering competitive commercial and personal coverage through top-rated insurance c companies.  Our agency is staffed by proven professionals committed to providing our clients with highly personalized service.

Our objective is simple: To identify and minimize our clients’ exposure to risk.  We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters.

Our approach is direct: To analyze our clients’ complete insurance needs, design a responsible protection program, and place the coverage through  the insurance company offering the most cost effective protection for each situation. 

Homeowner's Insurance Coverage

Most homeowner’s insurance policies provide coverage for your home, its contents, and other structures such as a garage or shed.

Personal property is typically covered against fire, lightning, theft, windstorms and hail, smoke, damage by vehicle or aircraft, burst pipes, damage from falling objects, and damage caused by weight of snow and ice. In addition, coverage is provided for personal liability, medical expenses of others which result from injury on your premises, and damage to the property of others while on your premises.

Renter’s coverage is also available. Coverage is provided for your contents as well as your personal liability.

Personal Auto Insurance Coverage

Ohio Auto Insurance is a competitive market.  Unlike most insurance agencies who represent only one or two insurance companies, we represent six different auto insurance companies that are eager to compete for your business.

 

Auto Insurance Rate can vary from carrier to carrier.  Call us and let our professionals explain our advantages and search for the best policy for your individual needs. 

 

Insuring Your Business

We provide insurance programs for a wide variety of businesses.

We have special programs with pricing and coverages tailored to specific types of business such as contractors, wholesalers, distributors, printers, machine shops, retailers, offices, light manufacturing, restaurants, pharmacies, auto repair garages, consultants, financial services, and many other kinds of businesses.

Life Insurance

Who will take care of your family and obligations when you die? Where will your funeral expense money come from? Who will make up for your contributions to a church or charity when they stop due to your death? How will your key employee be able to buy your business from your family without financial hardship?

Life insurance is the answer to these and many other financial issues. It is still one of the best bargains in insurance. We have a wide variety of companies to choose from. If you have had health problems that may cause your qualification for insurance to be more difficult, we have the markets and experience to get you the best offer. Don't believe that answering a questionnaire on the Internet will yield the lowest rate. The fact is, there is still no substitute for discussion by an experienced agent with you and the insurance company underwriter. We can help you decide on the right type of life insurance policy and make important financial plans for your situation.

Companies We Represent

We represent many of the highest rated companies and can find the best policy for each client based on coverage and price.

Cincinnati Insurance

Motorists Mutual Insurance

Wayne Mutual Insurance

Liberty Mutual Insurance

American Modern Homes

Progressive Insurance.

For more information or to make an appointment for a free consultation, click here or call

740-947-7711.